YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Features of our flexible mortgage products:

• No Higher Lending Charge.
  
• Applications are subject to status and a minimum age of 18.
  
• Mortgages are subject to valuation (maximum loan-to-value 90%, remortgages 95% or less than 90% with a Mortgage Current Account with an agreed Reserve facility).
  
• All flexible mortgages require a Barclays Mortgage Current Account.
  
• A first charge over your property is required.
  
• You are strongly recommended to have life assurance in place to cover the full amount of all sums that you may borrow from us under the facility.
  
• The mortgage is available on an interest only and/or repayment basis. For an interest-only mortgage, it is your responsibility to ensure that you have sufficient funds to repay the mortgage at the end of its term.
  
• Woolwich mortgages must normally be repaid by the time you retire or reach the age of 70 years whichever is sooner and are not available for business purposes.
  

Please note all our mortgage products are subject to availability and may be withdrawn at any time without notice.

We are a responsible lender and when considering your application for borrowing, your financial circumstances will be appraised. And remember, if you should run into difficulty, please contact us immediately.

"The Woolwich" and "Woolwich" are trading names of Barclays Bank PLC. Registered in England. Registered No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP.

GENERAL INFORMATION

Telephone calls may be recorded or monitored.

The property must be situated in the United Kingdom which is England, Wales, Scotland and Northern Ireland. The Channel Islands and the Isle of Man are not part of the United Kingdom.

All rates and charges quoted are correct at time the site was last updated.

The mortgages featured are only available for residential purposes.

Woolwich Switch & Save® mortgages are only available to new customers re-mortgaging to us from another lender i.e. not Barclays or The Woolwich.

If you re-mortgage with us from another lender you may have to pay your present lender an Early Repayment Charge.

For the selling of Mortgage-related General Insurance (excluding Payment Protection Insurance), Barclays Insurance Services Limited is an Insurance Intermediary and acts for you on arranging your insurance.

HOW TO COMPLAIN

We are committed to providing a high standard of service to you and all of our customers. However, we have a set procedure that enables us to investigate and sort out complaints quickly and fairly. If you want to complain about this application or the service you have received, you may do so in person, in writing by post or e-mail, or by telephone.

Details of our complaints handling procedures are available on request from any branch, our Customer Service team on 0800 33 44 99, Monday - Friday 9am to 5pm, or by reading our Complaints Commitment.

Woolwich mortgages are sold and funded by Barclays Bank PLC and the mortgage contract is with Barclays. "The Woolwich" and "Woolwich" are trading names of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority.

Barclays Bank PLC registered in England. Registered number 1026167. Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Insurance Services Limited. Registered in England. Registered Office: 1 Churchill Place, London E14 5HP. Registered Number: 973765.

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