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Our products

 Mortgages
 Other Products
 High Value Lending

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Mortgages

Flexible to suit changing needs. Competitive to offer lasting value. And transparent to ensure confidence. Plenty of reasons to recommend our mortgage range to your clients.

Finishing touch? A swift and easy application process.

 Offset mortgages
 Fixed rate mortgages
 Tracker mortgages
 Mortgages over £500K
 BTL mortgages
 Offset mortgages

Potentially reduce the term of their mortgage or the interest on their monthly mortgage payments: your clients can now choose how to enjoy the many potential benefits of offset.

Key features:
  • Interest charged only on the difference between the mortgage and the balances in the linked accounts
  • No hidden charges
  • Offset up to 12 linked accounts (savings, current account or Barclays Cash ISA)
  • Clients can overpay as much as they like without incurring an early repayment charge
  • An early repayment charge will only be payable if the mortgage is redeemed in full
  • Interest calculated daily so your clients benefit as soon as they pay into their linked accounts
  • They're portable, subject to current lending policy and a final repayment charge – if your clients move, so does their mortgage
  • With a Mortgage Reserve (Max £20,000), your clients could make use of a secured overdraft, up to 85% LTV for purchases and 80% LTV for remortgages, charged at the mortgage interest rate
  • While no interest accrues on the linked current or savings accounts, your clients save interest on their mortgage instead
 Our offset sales tools     Client Offset brochure
 Offset mortgage calculator     View residential product rates
 View residential fees & charges     View residential lending guide

                                                                     Apply for an offset mortgage
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 Fixed rate mortgages

With our fixed rate mortgages you can offer your clients security from interest rate volatility during the fixed rate period.

Key features:

  • A range of fixed rates, after which the mortgage will switch to a competitive tracker rate linked to the Barclays Bank Base Rate (BBBR), giving your clients long-term value.
  • No hidden charges. Please note that an early repayment charge will apply during the term of the fixed rate.
  • Overpay up to 10% each year without incurring early repayment charges.
  • choice of fixed rate terms means your clients can plan their finances over a set period of their choice.
  • They're portable, subject to a Final Repayment Charge; if your clients move, so does their mortgage.
  • With a Mortgage Reserve (Max £20,000 on initial application), your clients could make use of a secured overdraft,  up to 85% LTV for purchases and 80% LTV for remortgages, at Woolwich Standard Variable Rate. 

  View residential product rates
  View residential fees & charges 
  View residential lending guide 
                                                               Apply for a fixed rate mortgage
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  Tracker mortgages

Our tracker products could help save your clients money over the lifetime of their mortgages.

Key features:

  • Payments rise and fall in line with the Barclays Bank Base Rate (BBBR); if interest rates fall so will your clients' monthly payments.
  • Overpay up to 10% every year without incurring an early repayment charge. 
  • They're portable, subject to a Final Repayment Charge; if your clients move, so does their mortgage.
  • No hidden charges and no application fee options.
  • Early repayment charges may apply.
  • With a Mortgage Reserve (Max £20,000 on initial application), your clients could make use of a secured overdraft, up to 85% LTV for purchases and 80% LTV for remortgages, at Woolwich Standard Variable Rate.

If your clients have savings, you could save them money with an offset tracker.
  View residential product rates
  View residential fees & charges
  View residential lending guide 
                                                                     Apply for a tracker mortgage
                                                                                                       Back to top

  BTL mortgages

We provide both fixed rate and tracker mortgages for your buy to let clients. Offering the security and stability of a fixed rate or the flexibility of the tracker.

Key features:

  • Borrow on an unlimited number of properties within our BTL cap of £5 million (subject to formal approval).
  • Open to individuals, existing Woolwich SPV limited companies and limited liability partnerships (LLP).
  • No hidden charges. Please note that an early repayment charge will apply during the term of the fixed rate.
  • They're portable, subject to a Final Repayment Charge; so your clients can move their mortgage to another BTL property.
  • No maximum age limit; minimum age is 21.

  View BTL product rates
  View BTL fees & charges
  View BTL lending guide


                                                                     Apply for a tracker mortgage
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 Contact us

For dedicated intermediary support, just call us.

0845 070 1567

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THIS SITE IS FOR INTERMEDIARIES USE ONLY AND IS NOT APPROVED FOR USE AS A CUSTOMER ADVERT. ANYONE WHO ISN'T AN INTERMEDIARY SHOULD NOT RELY ON THIS CONTENT.

"The Woolwich" and "Woolwich" are trade marks of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority. Buy to Let mortgages and mortgages secured on properties abroad are not regulated by the Financial Services Authority. Barclays Bank PLC registered in England. Registered number 1026167. Registered office 1 Churchill Place, London E14 5HP.

         



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