4-Year Defined Returns Plan

Our Defined Returns Plan provides the opportunity for a return on your investment of 24% at the end of the investment period.

This offer is only available until 28 December 2009 and may be withdrawn early, please read the product brochure for more information.

Key features

The Defined Returns Plan 4 year option offers a return of 24% at the end of the period, dependent on the performance of the FTSE 100 Index.
If on maturity the level of the FTSE 100 Index is equal to or higher than the initial level at the beginning of your investment, you will receive a return of 24%.
If the FTSE 100 Index level is lower than the initial level, you will receive only your capital back, with no additional return.
You can choose to invest from £3,600 to £75,000
Full original capital returned at the end of the investment period

Amount invested	Rise or fall in FTSE 100 Index	What you could receive at maturity from the 4-Year plan
£10,000	+30%	£12,400
£10,000	+10%	£12,400
£10,000	No change	£12,400
£10,000	-10%	£10,000
£10,000	-30%	£10,000

What are the risks?

This is a fixed 4 year term investment. You could sell your plan before maturity, but if you do you are likely to receive back less than you invested.
This product is protected by the credit worthiness of Barclays. If Barclays fails to meets its obligations, you may get back less than you invested or nothing at all.

We have outlined some of the key considerations to help you decide whether the Defined Returns Plan meets your requirements.

I may be interested in this investment because:

	I want the opportunity for a greater return from my capital on maturity than is currently offered with savings products, but I appreciate that it could be lower, or even nil.
	I am happy to keep my money invested for the time period of the investment
	I want to make sure all my original capital is repaid at the end of the term, but realise that inflation may affect its purchasing power

This investment may not suit me because:

	I need access to my original capital during the term of the plan.
	I want to save on a regular basis and add to my investments from time to time
	I want to re-invest my income
	I don’t want to be locked in to a fixed growth rate
	I want to keep my money in a deposit account rather than an investment

Please read the Defined Returns Plan brochure† before investing.

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How to apply

Please note that you must read the product brochure below before investing.

Defined Returns Plan brochure†

If you are comfortable that this plan is appropriate for you, you can apply now using our secure online service:

More options

	5-Year Defined Returns Plan: potential 37.5% return after 5 years.
	6-Year Defined Returns Plan: potential 45% return after 6 years.

Financial Planning

Barclays has a team of dedicated, Financial Planning Managers to assist you in making the right decision.

Find out more

Stockbrokers

Did you know that Barclays Stockbrokers is the UK's No1 Stockbroker, offering one of the widest ranges of investment products, along with a complete online research centre?

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