Higher Education Account

Our Higher Education Account is for you if you want a graduate current account with no monthly fee. It can help you bridge the gap between studies and getting settled. Read the eligibility criteria before applying.

At-a-glance benefits:
		Interest-free overdraft up to £1,500 (depending on graduation year).
		Apply to extend your overdraft up to £3,000 at 19.3% EAR typical variable*. Subject to status and repayable on demand.
		Access to Personal Reserve*.
		Graduate Relationship Managers in some branches.
		Get Online and Telephone Banking (subject to registration).
		Connect debit card (subject to status) with a £300 daily cash machine withdrawal limit, subject to available funds.

Graduate FAQs

How do I get a graduate overdraft? Do you offer graduate credit cards? I'm in a lot of debt. What can I do?

More FAQs

Career Development Loan

This loan could be right for you if you want to take a vocational course (full-time, part-time or distance learning) to improve your career prospects but need a bit of financial help.
Find out about our loan

Graduate Additions

What you get:

	For a fee of only £7 a month the account offers a range of benefits.
	Mobile Phone Insurance including cover against loss, theft and accidental damage.
	RAC Roadside & At Home Assistance breakdown cover.

More on Graduate Additions

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* Overdrafts and Personal Reserves are subject to status and application. All borrowing is repayable on demand. EAR means Equivalent Annual Rate.