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Fixed & tracker


Fixed rate mortgages Tracker mortgages
With our fixed rate mortgages, you can offer your clients security from interest rate volatility during their fixed rate period.


Key features:
  • A range of fixed rates, after which the mortgage will switch to a competitive tracker rate linked to the Barclays Bank Base Rate (BBBR), giving your clients long-term value
  • No hidden charges – note that an early repayment charge will apply during the mortgage term
  • Overpay up to 10% each year without incurring early repayment charges
  • A choice of fixed rate terms means your clients can plan their finances over a set period of their choice
  • Mortgages are portable, subject to a final repayment charge – if your clients move, so does their mortgage
  • With a Mortgage Reserve (max £20,000 on initial application), your clients could make use of a secured overdraft – up to 85% LTV for purchases and 80% LTV for remortgages – at Woolwich Standard Variable Rate

Our tracker products could help save your clients money over the lifetime of their mortgages.


Key features:
  • Payments rise and fall in line with the Barclays Bank Base Rate (BBBR) – if interest rates fall, so will your clients' monthly payments
  • Overpay up to 10% each year without incurring an early repayment charge
  • Mortgages are portable, subject to a final repayment charge – if your clients move, so does their mortgage
  • No hidden charges and no application fee options
  • Early repayment charges may apply
  • With a Mortgage Reserve (max £20,000 on initial application), your clients could make use of a secured overdraft – up to 85% LTV for purchases and 80% LTV for remortgages – at Woolwich Standard Variable Rate

Online services

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Tools

Affordability calculator
Try our new affordability calculator today

Offset calculator
See how much your clients could save with an offset mortgage

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"The Woolwich" and "Woolwich" are trade marks of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority. Buy to Let mortgages and mortgages secured on properties abroad are not regulated by the Financial Services Authority. Barclays Bank PLC registered in England.
Registered number 1026167. Registered office 1 Churchill Place, London E14 5HP.