Our Golden ISA is a convenient way to save up to £3,600** per tax year and earn tax-free* interest. It’s simple to open so if you are a Barclays Online Banking customer‡ your account is created within minutes and you can manage your account online.

Would you like to: Save more than £3,600**? Get a guaranteed fixed rate on your savings? Have daily access to your savings? Find the savings account that’s right for you with our Savings Chooser. Barclays savings chooser	Want to maximise your tax-free savings? Want to make your £7,200† tax-free* Stocks and Shares ISA allowance work harder this year? The Defined Returns Plan, one of our investment ISAs, could be what you’re looking for. Find out more The value of an investment may fall as well as rise

Important information
Golden ISA is a cash ISA. Applicants must be 16 years old and over, and resident and ordinarily resident in the UK for tax purposes. You must not have subscribed to another cash ISA or used your total annual ISA allowance of £7200 in a stocks and shares ISA during the same tax year. Annual ISA subscription limits are subject to review. The Government’s favourable tax treatment of ISAs may not be maintained.

‡ You will need a Barclays current account and your debit card to register for Online Banking

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax-free: Indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met.

**ISA limit changes: As from 6th October 2009, cash ISA limits will increase from £3,600 to £5,100 for those customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960).
The new limits will apply to all customers from 6th April 2010.

† Your annual ISA allowance is £7,200 per tax year, of this, up to the first £3,600 can be saved in a cash ISA with one provider. All of your allowance or the remainder can be saved in a stocks and shares ISA. Annual limits are subject to review. The value of tax relief depends on individual circumstances.
As from 6th October 2009, the annual Stocks and Shares (investment) ISA allowance is increasing for customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960). The allowance will increase to £10,200 of which up to £5,100 can be saved in a cash ISA.
The new limits will apply to all customers as of 6th April 2010.

ƒ Lines open 8am-9pm, 7 days a week. To maintain a quality service, we may monitor or record phone calls. Read call charges info.

*** To view Adobe® Acrobat® (PDF) files you'll need Adobe® Acrobat®, available from Adobe Systems Incorporated. Adobe® and Acrobat® are the registered trade marks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see access.adobe.com.