Personal Reserve

Introducing Personal Reserve

Personal Reserve is a new service for personal current account holders. It’s an extra agreed amount for those little emergencies, for example when you need to go overdrawn or exceed your agreed overdraft limit. With it we aim to improve your day-to-day personal banking and help you avoid having transactions returned unpaid and the associated fees. 

A new approach to overdrawn accounts

With Personal Reserve we’re taking a new approach to handling transactions on overdrawn current accounts and the charges associated with them. We want to make it easier for you to understand the fees you’ll pay when you go overdrawn without arrangement or exceed your overdraft. So you’ll always know where you are with your money.