e-Savings Reward - Savings

e-savings Reward. Working hard to make saving more rewarding.

What is the e-savings Reward account?
The e-savings Reward account is a great choice if you want an incentive to save regularly and see your money grow. It lets you access your money whenever you like but offers a higher rate of interest for months when no withdrawals are made.

Whether you’re an existing customer or new to Barclays, apply for our
e-savings Reward account online and benefit from our competitive savings rate.

How does it work?
1.	Open an e-savings Reward account online
2.	Manage your account through Barclays online banking only



	Easy to open
	Great for long term saving. Earn a higher rate of interest for months when no withdrawals are made
	Ideal if you have extra money to put away each month
	You still earn interest if you need to make a withdrawal but at a lower rate for that month
	Open from £1
	Optional ATM card to withdraw up to £300 per day from Barclays cash machines
	Maximum balance £2million
	A maximum of two accounts per customer. You must be 18 or over to apply.



	Higher rate of 1.26% AER (1.25% gross p.a.)* for months when no withdrawals are made
	Lower rate of 0.85% AER (0.85% gross p.a.) paid for months in which a withdrawal is made
	Both of the above rates include an introductory bonus of 0.75% gross. The bonus is payable for 12 months, after which time the rates will reduce accordingly. **
	Rates are variable. Interest paid monthly.

You can apply for an e-savings Reward account online whether or not you're an existing Barclays customer.

Existing Online Banking customer?

New to Online Banking?
If you already have a Barclays current account you can register for the service online in a few minutes and 3 easy steps. You will need your debit card.

How to register

New to Barclays?

	View summary box
	Read the e-savings Reward terms and conditions

Important information

How much can I withdraw?
Normal Online Banking maximum payment limits and payment times apply. For transfers between your own Barclays accounts, the limit is £250,000 per transaction although you can make as many transfers as you want, provided you have sufficient funds. For payments to third parties , including your own accounts at other banks, the overall daily limit is £10,000.

Cooling-off
If you are not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. Any interest earned during the cooling-off period will be paid to you. This 14-day period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later.

* Gross is the rate of interest payable before income tax is deducted. Interest is payable gross to non-tax payers subject to the required certification. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

** We may withdraw or change the bonus offer at any time without notice. Bonus is payable for 12 months from the date of the account opening with a minimum balance of £1 after which time the rate will reduce accordingly.

Barclays Bank PLC is a member of the Financial Services Compensation Scheme (FSCS).
Read more about the Financial Services Compensation Scheme.

e–savings rates | High interest saving account | online savings | online savings accounts | internet saving accounts