Savings Bonds - Savings - Barclays
 Barclays

Fixed Rate Savings Bonds. Secure a guaranteed rate on your savings

If you're happy to tie up your money for a while in order to earn a great fixed rate of interest, you should certainly consider the benefits of a Savings Bond. Put your money to work for one or more years and have the reassurance of a fixed rate of return.

Our Fixed Rate Savings Bonds offer;
A fixed rate of interest for the term of the bond.
No withdrawals or additional deposits permitted during the term of the bond.
Interest can be taken monthly, annually or at the end of term on the 3 and 5 Year
Savings Bonds and monthly or at the end of term on the 1 Year Savings Bond.
A range of terms available.
Fixed Rate Savings Bonds terms and conditions
Fixed Rate Savings Bond summary box - key product information for our savings bonds
 
1 Year Fixed Rate
Savings Bond
Issue 49
3 Year Fixed Rate
Savings Bond
Issue 50
5 Year Fixed Rate
Savings Bond
Issue 51
Ready to apply
Minimum
deposit
£500 £500 £500

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New to Barclays?

Call us
0845 300 8182


Alternatively pop in to your local branch.

Maximum
deposit
£1 million £1 million £1 million
Interest
rate

Balances
£500+
2.00% AER / gross p.a.*
(End of Term interest)

Balances
£500 - £49,999
3.50% AER (3.45%
gross p.a.)*
(Monthly interest)

Balances
£50,000+
4.00% AER (3.93%
gross p.a.)
(Monthly interest)

Balances
£500 - £49,999
4.50% AER (4.41%
gross p.a.)††
(Monthly interest)

Balances
£50,000+
5.00% AER (4.89%
gross p.a.)
(Monthly interest)

Interest paid (frequency) End of Term
(monthly interest options also available if opened in branch or by phone)

Monthly
Interest paid monthly enabling you to receive a regular monthly income from your savings bond.

(End of term and annual interest options also available if opened in branch or by phone)

Monthly
Interest paid monthly enabling you to receive a regular monthly income from your savings bond.

(End of term and annual interest options also available if opened in branch or by phone)

Account
management
Branch, phone, online
(if registered for
Online Banking)
Branch, phone, online
(if registered for
Online Banking)
Branch, phone, online
(if registered for
Online Banking)


Please note all our Fixed Rate Savings Bonds are a strictly limited offer and may be withdrawn at any time.
You must be 18 or over and a UK resident.

In addition to a bond, why not open an e-savings Reward account?

It pays a higher rate of 1.26% AER (1.25% gross p.a.)† for months when no withdrawals are made and a lower rate of 0.85% AER (0.85% gross p.a.) is paid for months in which a withdrawal is made. Both rates include a 0.75% gross 12-month introductory bonus. Rates are variable.

 

Cooling-off
If you are not happy with your choice of bond, you have a 14-day period in which to contact us to cancel your bond or switch to another account. Any interest earned during the cooling-off period will be paid to you. This 14-day period begins on the date your bond is opened or the date you receive your terms and conditions, whichever is the later.

* Gross rate - Interest is payable without the deduction of income tax to non-taxpayers subject to the required certification and for investments of £50,000 or more, which meet the Qualifying Time Deposit criteria (see clause 5 of the Bond Terms and Conditions for full details). Otherwise, income tax will be deducted at the lower rate. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

‡ Opening hours are Monday to Friday 8am to 9pm, Saturday 9am to 5:30pm and Sunday closed. Read call charges info.

† Gross is the rate of interest payable before the deduction of income tax. Interest is payable gross to non-taxpayers subject to their providing the required certification.

†† Gross rate - is the rate of interest payable before the deduction of income tax. Interest is payable gross to non-taxpayers subject to their providing the required certification. Please note: This bond does not meet the criteria for a Qualifying Time Deposit (see clause 5 of the Barclays Savings Bond Terms and Conditions) and income tax will be deducted at the lower rate, but may be reclaimed by non-taxpayers.

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Barclays Bank PLC. Registered in England No 1026167. Registered office 1 Churchill Place, London E14 5HP. Barclays Bank PLC is authorised and regulated by the Financial Services Authority.