Graduate bank accounts

Higher Education Account

Would you prefer an account without added extras or monthly fees? Try our Higher Education Account.

Higher Education Account

If you want a graduate account that has an interest-free overdraft and a range of benefits and discounts picked especially with you in mind, then look no further than our Graduate Additions account. For a fee of only £7 a month the account offers you all the benefits below.

Graduate Additions – what you get:

Mobile Phone Insurance including cover for loss, theft and accidental damage.

RAC Roadside and At Home Assistance breakdown cover.

Initial £200 interest-free overdraft on account opening with further interest-free limits available up to £3,000†.

Apply to extend your overdraft up to £3,000 at a preferential
9.9% EAR typical variable*.

Connect debit card (subject to status) with a daily ATM withdrawal limit of £300, subject to available funds.

Online and Telephone Banking (subject to registration).

Cardholder Protection.

24-hour legal helpline.

How to apply for the Graduate Additions account:

I'm not a Barclays customer:	I'm an existing Barclays customer:
	Call us on 0845 606 0456**

Graduate Additions account Compare accounts
Interest-free overdraft	£200 on account opening
Overdraft extension	9.9% EAR* typical variable
Personal Reserve	Yes - subject to eligibility
Daily withdrawal limit at ATMs	£300
Online and Telephone Banking	Yes

† The available interest-free overdraft limit depends on year of graduation and is subject to status and application. See the graduate overdraft page for full details.
* Overdrafts and Personal Reserves* are subject to status and application. All borrowing is repayable on demand. EAR means Equivalent Annual Rate.
** To maintain a quality service, we may monitor and/or record phone calls. Please read our call charges information.