Compare savings accounts

Choosing a savings account is all about finding the right fit. To save you time and help you choose the account that’s best for you, we’ve gathered a selection of our saving accounts together in the comparison table below. Just pick the one that suits you best.

Looking for children's savings? See our children's saving accounts

Account	Open from	Savings rate (variable rate)	Access	You could
e-savings Reward	£1	1.26% AER / 1.25% gross p.a. (higher rate) and 0.85% AER / 0.85% gross p.a. (lower rate) in months where a withdrawal has been made	Instant	or Find out more
e-savings	£1	from 0.10% AER / 0.10% gross p.a.*	Instant (online only)	or Find out more
Monthly Savings	£1	4.25% AER / 4.17% gross p.a. (higher rate) and 3.03% AER / 2.99% gross p.a. (lower rate) in months where a withdrawal has been made	Instant	or Find out more
MoreForMore Savings	£1	from 0.50% AER / 0.50% gross p.a. up to 1.25% AER / 1.24% gross p.a.	Instant	or Find out more
Golden ISA	£1	from 2.58% AER /2.55% tax-free** p.a. Variable rates	Instant	or Find out more
Cash ISA	£1	0.10% AER / tax-free p.a. Variable rates	Instant	Find out more
1 Year Fixed Rate Savings Bond - Issue 49	£500	Balances £500+ 2.00% AER/gross p.a.‡ (End of term interest)	None during term	or Find out more
3 Year Fixed Rate Savings Bond - Issue 50	£500	Balances £500 - £49,999 3.50% AER (3.45% gross p.a.)‡ (Monthly interest) Balances £50,000+ 4.00% AER (3.93% gross p.a.) (Monthly interest)	None during term	or Find out more
5 Year Fixed Rate Savings Bond - Issue 51	£500	Balances £500 - £49,999 4.50% AER (4.41% gross p.a.)† (Monthly interest) Balances £50,000+ 5.00% AER (4.89% gross p.a.) (Monthly interest)	None during term	or Find out more

Offshore and international savings accounts
A great range of tax-efficient savings solutions including easy access and fixed term products, for non-UK residents and non-UK nationals.

Offset Mortgages
Our flexible offset mortgages are designed to work round you, which means you can manage your money as it suits you. By offsetting your current accounts, savings and ISAs against your mortgage, you could reduce your mortgage payments – choosing to pay off your mortgage quicker or reduce your monthly repayments.

Find out more

Your home may be repossessed if you do not keep up repayments on your mortgage.

* Gross is the rate of interest payable before the deduction of income tax. Interest is payable gross to non-taxpayers subject to their providing the required certification. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

** Tax-free: Indicates that interest is exempt from UK income tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on the individual taxpayer.

‡Gross rate - Interest is payable without the deduction of income tax to non-taxpayers subject to the required certification and for investments of £50,000 or more, which meet the Qualifying Time Deposit criteria (see clause 5 of the Bond Terms and Conditions for full details). Otherwise, income tax will be deducted at the lower rate.

† Gross rate - is the rate of interest payable before the deduction of income tax. Interest is payable gross to non-taxpayers subject to their providing the required certification. Please note: This bond does not meet the criteria for a Qualifying Time Deposit (see clause 5 of the Barclays Savings Bond Terms and Conditions) and income tax will be deducted at the lower rate, but may be reclaimed by non-taxpayers.

e–savings rates | High interest saving account | online savings | online savings accounts | internet saving accounts