Tax-free savings

An ISA is a smart move because you get tax-free* savings. This means you don’t have to pay any tax on the interest your ISA earns for you.

Most ISAs allow you to pay in a lump sum or make regular monthly payments when it suits you. How much you can put into your ISA depends on the one you open.

You can enjoy tax-free savings of up to £3,600‡ per tax year in a cash ISA.

Cash ISAs

Account	Open from	Savings rate (variable rate)	Access	You could

Golden ISA	£1	2.58% AER /2.55% tax-free* p.a. Variable rate paid monthly.	Instant	or Find out more
Barclays Cash ISA	£1	0.10% AER / tax-free* p.a. Variable rates paid annually.	Instant	Find out more

‡ As from 6th October 2009, cash ISA limits will increase from £3,600 to £5,100 for those customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960).
The new limits will apply to all customers from 6th April 2010.

Investment ISA
Looking for a way to make your money work harder in this low interest rate environment? Want to make the most of your full £7,200† tax-free allowance this year? The Defined Returns Plan, one of our investment ISAs, could be what you’re looking for.

Please remember that the value of investments may go down as well as up.

Find out more

Need advice?
Speak to us today

Cash ISAs - How to apply

Already have a Barclays current account?

Call us on 0800 49 49 49^ƒ if you are registered for telephone banking.

or
Log in to apply

or

Not registered for Online Banking?
You will need to go through a simple registration process first‡.

Register now

New to Barclays?

If you're new to Barclays you can still apply for Golden ISA in branch.
Don't forget your ID.

Find your nearest branch
ID required

Useful information

Interest rates
Read the terms & conditions
Key facts brochure**

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax-free: Indicates that interest is exempt from UK income tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on the individual taxpayer.

† Your annual Stocks and Shares ISA allowance is £7,200 per tax year, of this, up to the first £3,600 can be saved in a cash ISA with one provider. All of your allowance or the remainder can be saved in an Investment ISA. Annual limits are subject to review. The value of tax relief depends on individual circumstances.
ISA limit changes: As from 6th October 2009, the annual Stocks and Shares Investments ISA allowance is increasing for customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960). The allowance will increase to £10,200 of which up to £5,100 can be saved in a cash ISA.
The new limits will apply to all customers as of 6th April 2010.

e–savings rates | High interest saving account | online savings | online savings accounts | internet saving accounts