Golden ISA

Our Golden ISA is a convenient way to save up to £3,600** per tax year and earn tax-free* interest. It’s simple to open, so if you are a Barclays Online Banking customer‡ your account is created within minutes and you can manage your account online.

How to apply

Already have a Barclays current account?

Call us on 0800 49 49 49^ƒ if you are registered for telephone banking.

or
Log in to apply

or

Not registered for Online Banking?
You will need to go through a simple registration process first‡.

Register now

New to Barclays?

If you're new to Barclays you can still apply for Golden ISA in branch.
Don't forget your ID.

Find your nearest branch
ID required

Useful information

Interest rates
Read the terms & conditions
Key facts brochure***

Winner Moneyfact awards 2008. Best cash ISA provider.

What you get:

Easy to apply and start saving straight away.

Open from £1.

Competitive rate of 2.58% AER/2.55% tax-free p.a.* variable and interest paid monthly.

Tax-free savings with the winner of Moneyfacts Best Cash ISA Provider 2008 award.

Manage your account online if you are a Barclays Online Banking customer‡.

You can also access your funds in branch or by Telephone Banking if you are a Barclays current account customer registered for Telephone Banking.

Golden ISA summary box

Transfers from other ISAs are not allowed and remember you can only invest a maximum of £3,600** in any tax year, regardless of any withdrawals made.

How to apply for Golden ISA
Existing Online Banking customer?	Not an Online Banking customer?
Log in to apply	Register now

Golden ISA
Open from	£1
Interest rate	2.58% AER/2.55% tax-tree p.a.* variable. Paid monthly
Maximum deposit	£3,600** per tax year
Access	Instant access without loss of interest

It could be right for
you if:

You want to save from £1 to £3,600** in the current tax year
You want to start benefiting from tax-free* savings

You may prefer a different
account if:

You have used your total ISA allowance for the current tax year
You want to open an Investment ISA
You want to transfer your ISA from an existing cash ISA provider

View all savings accounts

Want to maximise your tax-free savings?
Want to make your £7,200† tax-free* stocks and shares ISA allowance work harder this year? The Defined Returns Plan, one of our investment ISAs, could be what you’re looking for.

Find out more

The value of an investment may fall as well as rise.

Important information
Golden ISA is a cash ISA. Applicants must be 16 years old and over, and resident and ordinarily resident in the UK for tax purposes. You must not have subscribed to another cash ISA or used your total annual ISA allowance of £7,200† in a stocks and shares ISA during the same tax year. Annual ISA subscription limits are subject to review. The Government’s favourable tax treatment of ISAs may not be maintained.

‡ You will need a Barclays current account and your debit card to register for Barclays Online Banking

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax-free: Indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met.

** ISA limit changes: As from 6th October 2009, cash ISA limits will increase from £3,600 to £5,100 for those customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960).
The new limits will apply to all customers from 6th April 2010.

† Your annual ISA allowance is £7,200 per tax year, of this, up to the first £3,600 can be saved in a cash ISA with one provider. All of your allowance or the remainder can be saved in a stocks and shares ISA. Annual limits are subject to review. The value of tax relief depends on individual circumstances.
As from 6th October 2009, the annual Stocks and Shares (investment) ISA allowance is increasing for customers who will be 50 or over on 5th April 2010 (i.e. anyone born on or before 5th April 1960). The allowance will increase to £10,200 of which up to £5,100 can be saved in a cash ISA.
The new limits will apply to all customers as of 6th April 2010.

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*** To view Adobe® Acrobat® (PDF) files you'll need Adobe® Acrobat®, available from Adobe Systems Incorporated. Adobe® and Acrobat® are the registered trade marks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see access.adobe.com.

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